Last updated: 11/13/2025

1. INTRODUCTION
   Welcome to LoveInABigWorld.com (“we,” “us,” “our,” “Site”). These Terms of Service (“Terms”) govern your access to and use of the Site, our content, services, and any products offered through the Site (collectively, “Services”). By accessing or using the Site or Services, you agree to be bound by these Terms. If you do not agree with these Terms, you should not use the Site or Services. 
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3. DEFINITIONS

• “User” or “you” means any individual or entity accessing or using the Site or Services.
• “Content” means any text, images, audio, video, interactive features or other materials on the Site.
• “Products” means any physical or digital goods offered for sale through the Site.
• “Services” includes the Site, Products, digital offers, subscriptions, memberships, and other related services.
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3. ELIGIBILITY
   You represent and warrant that you are at least [Insert Minimum Age] years old (or the age of majority in your jurisdiction) and have full legal capacity to enter into these Terms. If you are accessing or using the Site on behalf of an organisation, you represent and warrant you have authority to bind that organisation and that organisation will be bound by the Terms.
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5. ACCOUNT CREATION AND RESPONSIBILITIES
   If you create an account on the Site, you must provide accurate and complete information. You are responsible for safeguarding your password and account. You agree to notify us immediately of any unauthorised use of your account or any breach of security. You are responsible for all activities that occur under your account.
6. SERVICES AND PRODUCTS
   5.1 Description: We may offer Products and Services through the Site. The description of any Product or Service is subject to change without notice.
   5.2 Pricing & Payment: All prices are listed in [Insert Currency] unless specified otherwise. We reserve the right to change prices at any time. Payment must be made at the time of purchase using the payment methods we accept.
   5.3 Refunds & Returns: [Insert your specific refund/return policy here — e.g., digital products are non-refundable, physical goods may be returned within X days under conditions].
   5.4 Availability: All Products and Services are subject to availability. We reserve the right to discontinue or modify any Product or Service at any time without notice.
7. USE OF SITE AND ACCEPTABLE CONDUCT
   6.1 Permitted Use: You may use the Site for lawful purposes and in accordance with these Terms.
   6.2 Prohibited Conduct: You agree you will not:

• use the Site for any unlawful purpose or in violation of applicable law;
• infringe the rights of others, including intellectual property or privacy rights;
• submit or distribute harmful, offensive, obscene, defamatory, or illegal content;
• attempt to gain unauthorised access to any part of the Site or related systems;
• interfere with the operation of the Site or degrade its performance;
• use automated means (bots, scrapers) to access or collect data from the Site without our permission.
  6.3 User Content: If you submit reviews, comments or other user-generated content (“User Content”), you grant us a non-exclusive, worldwide, royalty-free, transferable, sublicensable licence to use, reproduce, modify, distribute and display that User Content in connection with the Site. You represent and warrant that your User Content complies with these Terms, and you alone are responsible for it.

7. INTELLECTUAL PROPERTY RIGHTS
   All Content on the Site, including text, graphics, logos, images, audio, video, and software, is our property or the property of our licensors and is protected by copyright, trademark, and other intellectual property laws. Except as expressly permitted by these Terms, you may not copy, reproduce, modify, distribute, sell, publish or exploit any Content without our prior written permission.
8. THIRD-PARTY LINKS, SERVICES & CONTENT
   The Site may include links to third-party websites, services or content that we do not control. We are not responsible for the availability, accuracy, content or practices of any third-party sites. Your use of third-party sites is at your own risk and subject to the third parties’ terms. Use of any third-party service may require you to accept additional terms.
   You are solely responsible for any data or content you provide to third-parties.
9. DISCLAIMER OF WARRANTIES
   The Services are provided “as is” and “as available” without any warranties of any kind, whether express or implied. To the fullest extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy of information, uninterrupted access, or error-free operation.
10. LIMITATION OF LIABILITY
    To the maximum extent permitted by law, neither we nor our officers, directors, employees, affiliates or licensors shall be liable for any indirect, incidental, special, punitive or consequential damages (including loss of profits, data or goodwill) arising out of or in connection with your use of or inability to use the Site or Services, even if we had been advised of the possibility of such damages. Our total aggregate liability under these Terms shall not exceed the amounts you have paid us in the preceding [Insert Timeframe, e.g., 12 months] (or if none, USD 100).
    Some jurisdictions do not allow certain limitations of liability, so some of the above may not apply to you.
11. INDEMNIFICATION
    You agree to defend, indemnify and hold harmless us and our officers, directors, employees, affiliates and licensors from and against any claims, liabilities, damages, losses and expenses (including reasonable legal fees) arising from or in connection with your use of the Site, violation of these Terms, violation of rights of third-parties, or User Content you submit.
12. TERMINATION OR SUSPENSION
    We may suspend, restrict or terminate your access to the Site or Services at any time, without notice, for any reason, including if you violate these Terms. Upon termination:

• your right to access or use the Services will cease;
• any outstanding payments remain due;
• all licences granted by us to you in these Terms will immediately terminate.
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MODIFICATIONS TO TERMS
We reserve the right to modify or update these Terms at any time. When we make changes, we will revise the “Last updated” date at the top. Your continued use of the Site after we post revised Terms means you accept the new Terms. If you do not agree, you must stop using the Site.

GOVERNING LAW & DISPUTE RESOLUTION
These Terms shall be governed by and construed in accordance with the laws of Tennessee, United States without regard to its conflict-of-law rules. You agree that any dispute arising out of or relating to these Terms or the Site shall be resolved by [Insert your choice: “binding arbitration in [location]” / “in the courts of [location]”], and you waive any right to jury trial or to bring class actions, if permitted by law.
If you are a consumer in a jurisdiction that prohibits arbitration or waives certain rights, then those rights remain unaffected.

SEVERABILITY
If any provision of these Terms is found to be invalid, illegal or unenforceable by a court of competent jurisdiction, the remaining provisions of these Terms will remain in full force and effect.

WAIVER
No waiver by us of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or any other term or condition, and our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

ENTIRE AGREEMENT
These Terms, together with our Privacy Policy and any other documents expressly incorporated by reference, constitute the entire agreement between you and us regarding your use of the Site and Services, and supersede all prior or contemporaneous communications, proposals or agreements (whether oral or written) between you and us.

CONTACT INFORMATION
If you have any questions or concerns about these Terms, please contact us at:

Love In A Big World
Nashville, TN
Email: tamara@loveinabigworld.com
Phone: 615-498-6658